Track day car insurance
One of the fastest growing hobbies in the UK today is track day racing. The trackday phenomenon is quickly becoming more and more popular with regular events being arranged by various trackday organisers and owners clubs. Basically what this involves is taking your vehicle along to the local race track and thrashing it around the track at high speeds with like minded car enthusiasts without worrying about the long arm of the law! if you own a sports car, hot hatch or fast japanese import car then due to the road regulations in the UK today, track events are the only way to experience the full potential of your vehicle’s performance.
Track days have now become an established part of the motorsport community. However, if you were thinking your existing insurer will cover you for any damage or injuries caused while track racing then think again! Without exception all Uk car insurance companies specifically exclude racing - ” exclusions - use for any competitions, trial, performance test, race or trial of speed, including off road events whether between motor vehicles or otherwise and irrespective if whether this takes place on any circuit or track”. Basically, if you prang your car at a trackday your insurance company will not pay out - its that simple.
Archive for November 6th, 2007
Posted In: Insurance